WORLD CLASS SUPPLY CHAIN SOLUTION ​FOR EMERGING MARKETS

PROVIDING SMALL INFORMAL RETAILERS & SMEs WITH ALTERNATE FINANCING IN AFRICA.

ABOUT US

PROVIDING INNOVATIVE SUPPLY CHAIN FINANCING SOLUTIONS TO THE UNDER BANKED FARMERS & INFORMAL RETAILERS IN SUB-SAHARAN AFRICA.

  • Orion FinTech aims to help millions of smallholder farmers, informal retailers (shopkeepers and grocery vendors), micro-SMEs, Mid-sized SMEs, suppliers & retailers with asset financing, inventory financing and financial management training with the aim to unlock trapped cash flow tied in poor logistics, farm to market delays, manufacturers to shop merchants processes characterized by middlemen and and lack of training.
  • Working Capital financing is the life blood of Commerce, just like blood is for humans.
  • Orion Fintech helps clients get funds, usually from $20 - $10,000 or more( for large enterprise) of the amount they need, when they need it, helping clients accelerate innovation, build more products and hire employees.
  • The funds are either in form of farm input for farmers, such as
  • fertilizers, seedlings or farm-to-market logistics and in form of Stock inventory for Informal Retailers. Our Clients are therefore allowed to repay their loans later with a small interest.

Orion FinTech’s mission is to become the market leading non-bank funding alternative for asset-financing and Supply Chain financing.

OUR PRODUCTS

Orion aims to accelerate Agribusiness & Retail supply chain with alternate financing to foster business growth in Africa. At present, over $500 billion of working capital is trapped in Africa alone and less than 5% is financed through working capital solutions.

AGRIBUSINESS ASSET FINANCING

Orion Fintech aims to revolutionize food production in Sub Saharan Africa by facilitating Agribusiness asset financing.

Selected farmers receive various seeds from Maize, beans, kale, cabbages, tomatoes, potatoes as well as fertilizer on credit, animal feeds on credit, post-harvest finance & insurance and we offer a flexible repayment model that helps these farmers repay their loans efficiently without hussle with flexible payment terms.

RETAIL SUPPLY CHAIN

Orionfintech aims to disrupt the retail supply chain by helping shopkeepers and retail merchants with inventory financing.

Small traders have experienced difficulties in constant supply of goods, sometimes loosing customers after stock runs out, yet FMCG manufacturers take day even weeks before the stock arrives.

By bridging this gap, Orionfintech is providing an easy to order platform that ensures small scale retailers receive goods fast(in under 30 minutes) and eventually increase their profits.

 

PAYABLE & RECEIVABLE FINANCING AND DYNAMIC DISCOUNTING

Payable Financing allow our customers to extend funding to their suppliers through the discount of their own receivables.

It is very helpful as it enable companies buying products/services to extend payment terms on their payables, unlocking working capital for redeployment into other corporate initiatives.

Receivable Financing is an easier type of financing where we link directly with a company’s accounts receivable records to provide fast and easy capital for accounts receivable balances. With Receivable Financing, the retailers transfer their AR current assets to us.

Dynamic discounting, you can give your suppliers access to liquidity at predictable and reliable rates, use excess cash to earn a greater return, and manage your payments with better precision and control.

We hand you the capability to offer suppliers early payment discount rates ensuring suppliers benefit from greater payment certainty. Buyers benefit from great discounts strengthening the relationship between buyer and supplier

We are providing Game-Changer solution to help unlock over $500 Billion in trapped working capital, and redeploying the cash flow back to business.

Approximately 20 Million informal traders transact goods worth over $200 million per month.

Also over 50 million smallholder farmers are currently underbanked by traditional institutions.

"WE ARE LASER_FOCUSED TO REDUCE COSTS & INCREASE PROFITS FOR SMALL SCALE FARMERS & INFORMAL RETAILERS."

OUR CONTRIBUTIONS​

Industries We Serve!

working-free-img

AGRIBUSINESS

OrionFintech aims to establish Mobile distribution of farm inputs to the nearest areas accessed by smallholding farmers as well as providing with farm to market means for farmers.

We have developed partnerships with farmers in the Kenyan Highlands, popularly known for Tea growing. We facilitate and build the capacity of Tea & Coffee milling factories in Embu, Mbere, Kiritiri, Nyeri, Karatina and Kutus towards increasing the produce and enhancing the supply chain of Tea & Coffee production in Kenya's tea and coffee zone with approx. 150,000 farmers per Factory.

project-3

INFORMAL RETAIL INDUSTRY

Orion Fintech provides fully fledged Supply Chain Solutions that facilitate informal retailing business, from Financing, Logistics, Insurance, Warehousing and Storage solutions enhancing the speed with which goods moves from manufacturers to informal retailers in Kenya & Africa. We provide Micro - Mid Sized SMEs with financing solutions regardless of their purchasing history or credit score, with a key focus in Informal Retail Sector.

Our solution enables informal retailers to order and receive good through quick channels that ensure growth for their business. Orionfintech PROVIDES the retailers with PAY-LATER, & a payment early solution to manufacturers hence fostering the retailer/manufacturer relationship.

img-06-free-img

FINTECH & FINANCIAL SERVICES

Orion Fintech provide working capital financing to small and medium enterprises through solid partnership with financial institutions to support informal retailers and farmer with financing, supply chain or related services such as medical, business insurance and micro financing, to ensure our services cater to the tens of millions of unbanked and underserved Africans.

Orion FinTech is focussed on growing informal retailers and farmers through every possible financial mechanism that works best with regards to different markets that we operate in.

Orion FinTech has crafted partnership with local banks and MFIs to establish a financing model through AI & blockchain trade capital platform that allows unbanked SMEs to access trade finance. This models helps increase transparency in capital provision as well as connecting the asset-side and fund-side.

Need help with easier industrial solutions? We are experts!

We Make A Place Better Than We Found It - We Create Long Lasting Impact

We are disrupting supply chain financing sector in Africa and beyond by aligning our company's mission with UN Sdgs.

Orion_x_Sdgs_ Sdg1_Sustainable_Development_Goal_1_300px

Cheaper & Easier Access To Finance Empowering Communities

Our fair financial solutions promote access to the lowest interest rates in the market ensuring that all men and women in the informal retailing & farming sector, in particular those under-served by traditional financial services have access to cheaper and easier finance towards elevating them from poverty.

Orion_x_Sdgs_ Sdg5-Sustainable_Development_Goal_5-300px

Equal Rights For Women To Access Working Capital and Financial Services

Enhance the use of enabling technology to increase financial access and empowerment of women & girls.  Structuring products and services that ensure more women get supply chain financing towards ensuring women’s full and effective participation in retail industry and farming.

Orion_x_Sdgs_ Sdg10-Sustainable_Development_Goal_10-300px

Empower & Promote Financial Inclusion of All

Ensure equal opportunity for everyone  and reduce inequalities of income of both men and women from vulnerable communities in Sub Saharan African countries where most informal retailers and smallholder farmers are underserved by banks. We are committed to offering trade finance to people from all walks of life, regardless of race, sex, disability, marital, ethnicity, origin, religion or economic  status

Orion_x_Sdgs_ Sdg2_Sustainable_Development_Goal_2_300px

Increase Investment To Enhance Food Security Value-Chain

Improve the agricultural productivity and incomes of small-scale food producers in both farming & livestock husbandry, by providing enabling environment that help secure access to markets, reduce farm to market delays and increase opportunities for value addition like processing & packaging as well as provide opportunities for non-farm employment in Kenya & Africa. 

Orion_x_Sdgs_ Sdg8-Sustainable_Development_Goal_8-300px

Job Creation & Growth of Micro-Small- and Medium-Sized Enterprises

Facilitate sustainable employment by providing finance hence accelerating decent job creation, entrepreneurship, creativity and innovation, and growth of micro-, small- and medium-sized enterprises, through access to cheaper working capital and financial services.

Orion_x_Sdgs_ Sdg13-Sustainable_Development_Goal_13-300px

Increase Investment To Climate Smart Agriculture

Improve climate change mitigation, adaptation and resilience in  agribusiness sector through adequate training and provision of insurance against climate caused disasters, poor crop output as well as train farmers the effects and ways of reducing greenhouse gas emissions, by substituting diesel/petrol/electricity powered water pumps & irrigation systems with solar-powered water pumps and irrigation systems, which are offered to farmers through credit facilities with no interest rates.